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Cutlip Financial

The one company you call
for all your insurance needs
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group health insurance

medicare insurance

vision insurance

individual health insurance

dental insurance

obamacare – ACA insurance

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about us

We have been a member of the Greater Hernando County Chamber of Commerce since 2002 and recently received their 21-year plaque.

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our staff

I am a community-minded and have been members of Kiwanis since 2005. Kiwanis is a global organization dedicated to chaining the world, one child, and one community at a time.

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our services

Individual Insurance Plans Group Health Insurance & Options Dental & Vision Ins Medicare Options Obamacare - ACA

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Get In Touch

For a low monthly rate, you can get a health insurance plan in Florida that is tailored to your budget and individual needs. Choose the best fit for your situation!

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we're trained to navigate

so you don't have to!!!

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we can help with:

Insurance is what we do!

  • Individual Health Insurance
  • Group Health Insurance
  • Obamacare – ACA
  • Disability Insurance
  • Dental Insurance
  • Vision Insurance
  • Medicare Insurance

Affordable Care Act (ACA)

Dates for Enrollment

  • November 1, 2024: Open Enrollment started — first day to enroll, re-enroll, or change a 2024 insurance plan through the Health Insurance Marketplace®. 
  • January 15, 2025: Last day to enroll in or change plans for 2024/25 coverage. After this date, you can enroll or change plans only if you qualify for a Special Enrollment Period

HOW TO FIND THE BEST HEALTH INSURANCE FOR YOU

No matter the health insurance you need, from individual health insurance to group health insurance, We can help you compare your options and find the best affordable plan for meeting your needs as a licensed Health Insurance Professionals.

GROUP HEALTH INSURANCE FOR SMALL BUSINESS

Small business owners may not be aware that they can take advantage of group health insurance for small businesses, and they may be cheaper than the standard individual insurance plans. Group health insurance plans offer greater stability because the rates are locked in for all employees at one time, and employers can also purchase supplemental coverage to reimburse out-of-pocket expenses like deductibles or co-pays.

FIND THE HEALTH INSURANCE COVERAGE YOU NEED

FL INDIVIDUAL HEALTH INSURANCE

The cost of individual health insurance varies. Personal choices in coverage, age, income, location, number of family members (if any), included in your coverage, health care use – factor into your actual health insurance cost.

GROUP HEALTH INSURANCE FOR SMALL BUSINESS

Small business owners may not be aware that they can take advantage of group health insurance for small businesses, and they may be cheaper than the standard individual insurance plans. Group health insurance plans offer greater stability because the rates are locked in for all employees at one time, and employers can also purchase supplemental coverage to reimburse out-of-pocket expenses like deductibles or co-pays.

Check your eligibility for Medicaid

Nearly 10 million low-income Americans are eligible for Medicaid coverage.
Medicaid is a federal and state program that helps with healthcare costs for people with limited income and resources. Learn more about Medicaid eligibility, enrollment, and the application process.

Medicare open enrollment

Medicare's open enrollment is an annual opportunity to reevaluate your coverage. Whether it's Original Medicare with supplemental drug coverage or Medicare Advantage and make changes to your plan, you can learn more about Medicare options in a free informational session. If you're unsure which Medicare plan is right for you, call and speak with a licensed insurance agent with Florida Blue.

Find the Right Medicare Plan

We offer plans to fit a variety of needs and budgets.
Learn more about Medicare Open Enrollment.

Health insurance plans

Medicare with Florida Blue means more. Get the benefits that matter most with Florida Blue's, health, dental, vision, and more. Get a free quote today.

Why Choose Florida Blue?

Where trained to take your specific needs into account and will sit down with you and discuss all your options, our goal is for you to have a positive experience as well as a high level of satisfaction. Florida Blue offers some of the best health insurance plans with an extensive network of doctors.

ACA (Affordable Care Act)

Obamacare health insurance in Florida came at a time when many people found it difficult to access medical care because it was too expensive for them. It had become too costly to manage chronic illnesses. Under Florida Obamacare, a lot of things were put in place that made medical coverage accessible to everyone, such as:

  • Chronic illness management
  • Preventative care
  • Reduced premiums
  • Expanded Medicaid

 

Call today let us show you how Florida Blue can help you and see what plans we offer.

Innovation

Big changes are coming to MarketplaceSM (Obamacare) plans in Florida in 2025.

Expertise

Plans that meet your unique needs. Build an affordable benefits package.

Expertise

Florida Blue, a leading health solutions company, earned the top ranking among health insurers.

In Hernando counties we serve are: Bayport, Brookridge, Brooksville, Garden Grove, Hernando Beach, High Point, Hill and Dale, Istachatta, Lake Lindsey, Masaryktown, Nobleton, North Brooksville, North Weeki Wachee CDP, Pine Island, Ridge Manor, South Brooksville, Spring Hill, Spring Lake, Timber Pines, Weeki Wachee, Weeki Wachee Gardens, Wiscon plus many more!

In Pasco counties we serve are: Dade City, New Port Richey, Port Richey, St. Leo, San Antonio, Zephyrhills, Bayonet Point, Beacon Square, Crystal Springs, Dade City North, Elfers, Holiday, Hudson, Jasmine Estates, Lacoochee, Land O'Lakes, New Port Richey East, Odessa, Shady Hills, Trinity, Wesley Chapel, Zephyrhills North, Zephyrhills South, Zephyrhills West, Aripeka, Connerton, Heritage Pines, Key Vista, Meadow Oaks, Moon Lake, Pasadena Hills, Quail Ridge, River Ridge, Trilby plus many more!